Many Americans get a great job, work hard, save for retirement, and one day want to retire. Did they ever look to see if they were on track? Did they use more than a basic website calculator to find out how they are doing? Did they start doing this by 40? Most likely no.

We know that the average American that saves into a 401(k) or IRA does not know what they need to save, just that they need to save. Our job is to help develop a plan to answer:

• What goes into a Roth 401(k) or Roth IRA versus a traditional 401(k) or IRA?
  Are you saving enough?
• Is your current savings enough to achieve your retirement age and budget goals?
• How do we get your to your goals?

Retired Americans can also be at risk of not sustaining their current retirement spending. We help with distribution strategies, estate planning, and minimizing the tax impact of RMDs (Requirement Minimum Distributions) from retirement accounts.